With a UNFCU Share Certificate, you can choose to have your dividend earnings deposited to your UNFCU Savings or Checking Account - or let it accrue in the certificate.

Applying is easy. Three simple ways.

  1. Log onto Internet Banking at www.unfcu.org, click on "Online Forms" above the top navigation bar and complete the "Share Certificate" form.

  2. Call us at +1 347 686-6000 or use one of our international toll free numbers.

  3. Visit a branch or a representative office near you to speak with a Member Service Representative.

Shares Certificates Rates

Term Rate APY*
3 Month 1.98 2.00
6 Month 2.23 2.25
9 Month 2.23 2.25
12 Month 3.20 3.25
18 Month 3.44 3.50
24 Month 3.68 3.75
30 Month 3.92 4.00
36 Month 4.16 4.25
42 Month 3.44 3.50
60 Month 3.68 3.75