United Nations Federal Credit Union

Most likely, you are going to live a longer, more active retirement than any generation before you.

How much income will I need?
Where will my income come from?
Will my income last for my lifetime?

Are you satisfied with your answers to these questions? Many members have shared with us that they are unable to confidently respond to some or all of these questions.

We can help.

It is easier than you may think to take an active approach to planning for your retirement no matter how long it may last.

UNFCU in partnership with Metropolitan Life Insurance Company is pleased to introduce The MetLife Personal Pension Builder , a deferred income annuity program that guarantees Retirement Income for Life. MetLife Personal Pension Builder gives you regular, predictable income for as long as you live, guaranteed.¹

Why should you be thinking about retirement?

Retirement is an important long-term financial goal
Beginning as early as possible can have a significant effect on your retirement income

We make it easy.

By making systematic contributions to the MetLife Personal Pension Builder from your UNFCU account each month, you can start accumulating the retirement income you need for as long as you live. There is NO minimum initial contribution and just a low monthly payment of only US $50.

For Example:
Hypothetical Historical Illustration, Save while you're working, Receive a predictable stream of income.

Click here for more information, or contact a MetLife Income Specialist at
1-866-438-6477 to discuss your personal retirement goals and income needs, Monday – Friday, 8:00 am to 6:00 pm EST.

Key Benefits:

Dependability - the amount you receive each month will never
decline, even if the markets do, and is guaranteed to last as long
as you live. ³
Simplicity - automatic electronic funds transfer makes building retirement income easy.
Sensible - by making regular purchases over time you can
“dollar-cost-average” * and reduce the risk of purchasing your
future income when it is more expensive.
Flexibility - you can buy as much future income as you need, change
the date income payments begin or even provide Lifelong Income
for Two ^SM.
Portability - the income you have purchased in MetLife Personal
Pension Builder is always yours. Even if you change jobs, the income
is yours to keep.
Assistance - MetLife Income Specialists will help you evaluate the
options that best meet your needs.
Confidence - we bring over 135 years of experience and financial
strength to your retirement planning.

* Dollar cost averaging does not ensure a profit nor does it guarantee protection against a loss. It involves continuous investing regardless of fluctuating price levels.

To learn more about MetLife Personal Pension Builder

Contact a MetLife Income Specialist at

	1-866-438-6477 8:00 AM - 6:00 PM ET (Monday through Friday each business day)

	www.metlife.com/mybenefits/ and click on Lifelong Income

HOME | INSURANCE CENTRE | METLIFE PERSONAL PENSION BUILDER | CONTACT US

1;3 All guarantees are based on the financial strength and claims-paying ability of Metropolitan Life Insurance Company.

2 This hypothetical historical illustration is not intended to reflect actual returns on any MetLife product. Income figures are based upon 30 hypothetical annual purchases of $1,200 each year starting at age 35 and increasing by 3% each year thereafter. Income payments start 30 years later at age 65. Annual purchases are based on 5% interest and the Annuity 2000 Mortality Table C, and no expense load. Income tax will apply to the taxable portion of income payments at ordinary income rates in the year the payment is received. Payments vary depending on the pricing interest rate at time of purchase.

Personal Pension Builder is a group annuity product (Form #G4333-26) issued by Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10166. Like most annuity contracts, MetLife contracts have charges and terms for keeping the contract in force. Product availability and terms may vary by state. L05079676[exp0509] MLIC-LD

This credit union is federally insured by the National Credit Union Administration (NCUA). Accounts are insured by the NCUA to the maximum of US $100,000 for each member or shareholder. Unless otherwise noted, fees may be associated with certain products and services. Certain UNFCU products and services are subject to approval. Federal and state laws may limit the availability of certain products and services in select areas.