Settling a Claim: How to Begin Before It Occurs
In the event of a claim against your property insurance policy, the best way to ensure a fair and equitable settlement is to make plans to settle the loss before it even occurs. The steps that you take in preparation prior for a claim will facilitate the process in the event a claim does occur.
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Renters’ Insurance Basics
Apartment Dwellers have very important insurance needs. A Renters’ or Tenants’ policy is designed to meet those needs. Each policy has two sections, Property and Liability. There is a standard policy format used by all companies in all states; however, there are options and variations between policies. WE will work with you to assess policy and coverage options for a package specifically tailored to meet your needs.
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Condo/ Coop Insurance Basic
Both Condos and Coops are insured by the same policy. Each policy has two sections; Property and Liability. There is a standard policy format used by all companies in all states; however, there are options and variations between policies. We will work with you to assess policy and coverage options for a package specifically tailored to meet your needs.
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UNFCU Homeowners Insurance Basics
The Homeowners' Policy covers the owner occupants of a one- to four- family residence. Each policy has two sections, Property and Liability. There is a standard policy format used by all companies in all states; however, there are options and variations between policies. We will work with you to assess policy and coverage options for a package specifically tailored to meet your needs.
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Term Versus Permanent Life
Term life insurance provides protection for a specific period of time. It pays a benefit only if the insurer is deceased during the term. Permanent life insurance provides life-long protection. As long as the insurer pays the necessary premiums, the benefits will remain available. Permanent insurance policies are designed and priced for the insurer to maintain over a long period of time.
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