As an employee, you may be entitled to some very valuable benefits. These generally include retirement plans, medical and dental insurance, life and disability insurance, and other benefits. In order to make sound decisions regarding your benefit options, it is important to understand what company-provided benefits you have and how they can affect your financial future. Once you thoroughly review and understand your benefit options, it is important to incorporate them into your overall financial planning. If you have a spouse and you both have company-provided benefits, it is important that you evaluate the features and the associated costs of both sets of benefits packages. Make a comparison chart for each type of benefit, listing cost, features, and other relevant information. Evaluate each benefit thoroughly. Remember to put together the package that is best for your current situation as well as for your future needs.