Residential Insurance is available worldwide. It is designed to protect a Homeowner, a Condo or Coop Unit owner, and even a Tenant in a rental property. It is a series of coverage that insures both Property and Liability exposures. Liability Coverage is automatic on U.S. based policies, and optional on non-U.S. Expatriot forms.

Liability Coverage protects you from claims by third parties for Bodily Injury or Property damage due to your alleged negligence. There are liability policies designed for homeowners, apartment dwellers, car owners, boat owners or even airplane pilots. Policies vary by local legal systems and coverage may only apply to the local country or be worldwide in scope.

Coverage options allow you to select areas of insurance specific to your needs. Special protection is available for:

· Jewelry
· Fine Arts
· Antiques
· Stamp or Coin Collections, and
· Other rare or unusual property

Your Insurance Advisor will work with you to develop a customized policy that is best suited for your individual situation.

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