Maintenance: Our Web Chat service on unfcu.org is currently unavailable. If you would like to send us a chat, please sign in to Digital Banking, or view more ways to contact us.
Maintenance: On 17 May, Digital Banking will be unavailable from 07:00 to 17:00 New York time. 

Discover the worldwide benefits UNFCU members enjoy

Apply for Membership Membership Eligibility Member Benefits Refer a Colleague

Help & Guidance

US Mortgages

Connect with a representative

All UNFCU mortgage representatives are permitted to lend in all 50 states.

Limited-time offer: You could receive a 0.125%* rate discount

That's an estimated savings of $2,360‡ on a $550,000 mortgage.
Available for select 3-, 5-, 6-, and 7-year adjustable rate mortgages. 

Select your relationship to UNFCU:

I am a UN employee, retiree, or family member

Find representatives

I am a World Bank or IMF employee, retiree, or family member

Find representatives

I am a UNFCU employee or family member

Find representatives

I am not affiliated with the United Nations

Find representatives

I am not sure which option applies to me

Find representatives

Rely on UNFCU for a better mortgage

Whether you are buying or refinancing a home or an investment property, we provide low fees and competitive rates.

Learn more

* Qualify for a 0.125% rate discount on select 3-, 5-, 6-, and 7-year adjustable rate mortgages (ARMs) when you (1) open or maintain an active UNFCU checking account, (2) deposit $20,000 or more in external new money, and (3) set up automatic mortgage payments. The 7-year ARM is available exclusively for conforming high-balance and jumbo mortgage loans. Please consult your mortgage representative to determine the specific high-balance loan limits applicable in your market. External new money is money brought to UNFCU from an external financial institution from the time of your mortgage application until your mortgage is funded. Money transferred from another UNFCU account or existing in a UNFCU account before you apply for a mortgage does not qualify. This offer cannot be combined with other rate discount offers, including but not limited to UNFCU's rate match program. View current US mortgage rates at unfcu.org/mortgage-rates. This offer is effective through 1 July 2026.

‡Savings assumptions are based on $550,000 mortgage balance, 0.125% discount on a 3-year ARM, and no pre-payment