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| Credit Card Pay-Off Calculator |
Use this calculator to see what it will take to payoff your credit card balance, and what you can change to meet your repayment goals.
| Definitions |
Current Balance |
Current outstanding balance on your credit card. |
Payoff Goal (in months) |
Your goal for paying off this credit card. This is the number of months by which you would like to have completely paid off this credit card balance. |
Current Monthly Payment |
The amount your are currently paying per month on this credit card. Please enter the amount you actually pay, not the minimum payment. This amount is used to calculate how long it will take you to pay off your balance. |
New Charges per Month |
Total new charges you expect to put on this credit card per month. |
Interest Rate (APR) |
The annual percentage rate for this credit card. |
Annual Fee |
Your annual fee for this credit card. |
Major Purchase |
If you expect a major purchase beyond your normal charges, enter the amount to be spent here. |
Months From Now |
Number of months before your major purchase will occur. |
All information and tools within the Financial Guidance Centre and the UNFCU Mortgage Centre web pages are made available to you for informational purposes only. Situations and circumstances differ for each individual. We cannot and do not guarantee results, or the applicability of the information and tools provided, to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal financial issues and any matters related to your property and property purchases.
For personalized attention from a knowledgeable Member Service Representative who can answer your detailed financial management questions, please email us by clicking on "contact us" at the top right of this page. You can call us at (347) 686-6000, visit a branch, or write to UNFCU, Court Square Place, 24-01 44th Road, Long Island City, NY 11101-4605, USA, ATTN: Member Directed Services.
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