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Loan Comparison Chart
Loans
Variable APR
Fixed APR
Repayment Terms
Maximum Credit Limit
Credit Disability Insurance
Credit Life Protection
Internet Banking
eStatements
Signature
9.75%
10.75%
Up to 96 Months
US $125,000
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Auto (Secured)
3.50%
4.50%
12-72 Months
Up to 100% of the purchase price
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Auto (Outside U.S.)
9.75%
10.75%
Home Improvement
7.95%
8.95%
Up to 96 Months
US $125,000
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90 Day Same As Cash
0% for 90 days; 11.25% thereafter
N/A
Up to 60 Months
US $15,000
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Education
8.75%
9.75%
Up to 96 Months
US $125,000
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Savings Secured
3.00%
N/A
Up to 120 Months
Based on your Savings Account Balance
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Share Certificate Secured
Share Certificate Dividend Rate + 1.50%
N/A
Up to 120 Months
Based on your Share Certificate Balance
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Checking Line-of-Credit
12.25%
N/A
N/A
US $25,000
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EquityLine
4.95%
N/A
240 Months
US $300,000
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EquityLoan
N/A
7.75%
Up to 240 Months
US $300,000
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About This Section:
Signature Loan
Auto Loan
Home Improvement Loan
90 Days Same As Cash Loan
Checking Line-of-Credit
Education Loans
Savings Secured & Share Certificate Secured Loan
EquityLine™ & EquityLoan™
EquityAccess
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*Available only to U.S. members.**Consult your tax advisor concerning the deductibility of interest on your EquityLine and EquityLoan in your situation.
This credit union is federally insured by the National Credit Union Administration (NCUA). Accounts and shares are insured by the Administration to the maximum insurance amount for each member or shareholder. Unless otherwise noted, fees may be associated with certain products and services. Certain UNFCU products and services are subject to approval. Federal and state laws may limit the availability of certain products and services in select areas. Granting credit facilities is prohibited in certain jurisdictions if it leads to the consumer becoming over indebted. © UNFCU and "Serving the People Who Serve the World" are registered marks of United Nations Federal Credit Union. All rights reserved.
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