At UNFCU our members are the #1 priority – and that means YOU! As a valued member you have access to a wide array of financial solutions that save you time, and money: We can help you or your children achieve their educational goal, whether it is first-year of college or pursuing a graduate degree. A reliable vehicle is a key to managing your busy schedule. We make it easy and affordable to help you get behind the wheel of your new or used car. Gain flexibility with a loan you may use for just about any expense – furniture, computer, vacation, relocation and more... Provides you the opportunity to borrow at great low rates and helps you establish credit. Our low rate credit cards are a convenient way to pay for your daily expenses and enjoy financial freedom.		Credit Unions are member-owned. Credit unions are owned by members like You–unlike banks, which are usually owned by stockholders. This means YOU have a voice in the organization. Credit unions are not-for-profit Unlike banks, where the profits are usually returned to the share-holding stockholders, credit union surplus earnings are returned to member-owners in the form of superior rates, low/no fees and superior quality products and services.
1 UNFCU VISA Classic and Gold credit cards offer no annual fee. For VISA Platinum credit card, there is an annual fee of 50 USD. The annual fee will be posted to your account on your first billing cycle and on each subsequent twelve (12) month anniversary of your first billing cycle. The annual fee will be posted to your account balance and be subject to finance charges. A co-applicant may be required for ages 18-21 when applying for any Visa credit cards. This credit union is federally insured by the National Credit Union Administration (NCUA). Accounts and shares are insured by the Administration to the maximum insurance amount for each member or shareholder. Unless otherwise noted, fees may be associated with certain products and services. Certain UNFCU products and services are subject to approval. Federal and state laws may limit the availability of certain products and services in select areas. Granting credit facilities is prohibited in certain jurisdictions if it leads to the consumer becoming over indebted. © 2010 UNFCU and 'serving the people who serve the world' are registered marks of United Nations Federal Credit Union. All rights reserved. 03/2010.