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Savings Accounts

There is nothing "regular" about a UNFCU Savings Account. In fact, it is very rewarding. All you need is an opening deposit of US $50, and automatically - you have earned UNFCU member status, on your way to earning higher rates. You will do so right from Day One.

What can you expect from a UNFCU Savings Account?
  • Dividends earned from the day-of-deposit to the day-of-withdrawal
  • Rates that are usually higher than savings rates at other financial institutions
  • Monthly paid dividends
  • A detailed statement covering account transactions each month
  • Funds on deposit insured to US $100,000 by the National Credit Union Administration, an agency of the U.S. government

Share Certificates

High yield. Highly competitive rates. Total security of your savings. Sound appealing? Then consider UNFCU Share Certificates. With a minimum opening balance of just US $500, you can let your earnings grow over 3, 6, 9, 12, 18, 24, 30, 36, 42 or 60 months. It's your choice.

You can also choose to have your dividend earnings deposited to your UNFCU Savings or Checking Account - or let them accrue in the certificate for an even higher yield.

Club Accounts

Saving for something special? Want to save money on a regular basis? UNFCU Club Accounts make it easy to do so. Many of our members looking to save for a specific purpose enjoy the convenience of our Club Accounts. Whether you choose from Vacation Club Accounts, Holiday Club Accounts or Social Security Club Accounts, you start earning dividends from Day One until the day you withdraw your savings.

The good news about UNFCU Club Accounts:

  • They earn the same dividend as a UNFCU Savings Account from day-of-deposit to day-of-withdrawal
  • The National Credit Union Administration federally insures them
  • They offer the convenience of making regular deposits through direct deposit/payroll allocation

Money Market Accounts

The UNFCU Money Market Account (MMA) is a dividend earning account that offers a competitive dividend rate. Compared to your savings and checking accounts, an MMA offers easy access to your funds, liquidity and a higher rate to help you reach your financial goals. Maximize your current savings plan with a UNFCU Money Market Account today.

Key features and Benefits

  1. Competitive dividend rates; the more you deposit, the better dividend rate you will earn
  2. Dividends are compounded daily and credited monthly to your Money Market Account
  3. Easy online access to your account via our secure website whenever you want
  4. Insured by the National Credit Union Share Insurance Fund (NCUSIF)
  5. No monthly service charge1 with an average daily balance of US$ 2,500 or more
To open a Money Market Account and start earning higher rates, log onto Internet Banking, and click on "Online Forms".

Individual Retirement Accounts (IRAs)

It is never too early (or too late) to save for retirement. Individual Retirement Accounts - also known as IRAs - offer significant tax-saving advantages. If you are a U.S. taxpayer (and a UNFCU member, of course), consider opening an IRA account with UNFCU. We have several IRA products for you to choose from.

Questions? Want to find out more? Ready to start saving for your retirement? Just give us a call.
  • Call (347) 686-6000
  • Toll-free/USA: (800) 891-2471 (U.S.)
  • Toll-free/International
  • Email:
  • Visit a UNFCU branch or representative office


 
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