Receive an additional 0.25% APY** when you open a 24-month, 36‑month, or 60-month share certificate with a minimum new deposit*** of at least USD 100,000.
The 0.25% APY bonus will be in addition to the advertised APY in effect at the time of the account opening and will remain for the initial term of your share certificate.
Like all UNFCU deposit accounts,
your funds are insured by the NCUA to at least USD 250,000.
Keep your funds in the account for the term of your certificate to earn the full dividend, including the bonus 0.25% APY.
Early withdrawal penalties will apply.
To open one or more Bonus Rate Share Certificates:
- Log on to
- Select ‘Online Forms’ from the top navigation
- Select the ‘New Share Certificate’ form under Accounts
- From the term drop down list, select ‘24 months’, ‘36 months’ or ‘60 months’
- Submit your completed form
You can also visit a
UNFCU branch or representative office to open a Bonus Rate Share Certificate.