Open a share certificate with a minimum balance of USD 500 to earn a fixed dividend rate that is typically higher than a
checking account. To earn the full dividend, you are required to keep your funds in the account for the term of your contract. We offer flexible contract periods ranging from 3 to 60 months so you can select the time period best suited to your needs.
If you are unsure when you will need to withdraw your money, you may want to consider a share certificate with a relatively short time period or, alternatively, a
Money Market Account (MMA). Keep in mind that unlike a MMA, your dividend rate will remain fixed for the entire term of your contract.