APR = Annual percentage rate. Rate quoted is a 6-month introductory rate. Thereafter, the rate will be variable and can increase.

All rates are subject to change without prior notice.

Home Improvement Loan

Home Improvement Loan


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Home Improvement Loan

  • Summary
  • Benefits
  • Resources

With a Home Improvement Loan, qualified members can borrow up to USD 150,0001 to make home improvements to their owner-occupied primary residence.

Benefit from great rates and flexible terms to best meet your needs.

Whether you are planning to replace your roof, build an addition or replace worn-out floors, we make it easy to get the home improvement loan you need. Increase the value of your home while making it more enjoyable for you and your family.

Guides to Consumer Loans:
A UNFCU Home Improvement Loan offers the following benefits:
  • Competitive rates when you make improvements to your primary residence.
  • Flexible terms. Choose between a variable or fixed interest rate.
  • Flexible payment options so you may pay off your loan balance at any time. For your convenience, you can also choose to make automated loan payments from your accounts.
  • Peace of mind with FREE Credit Life Protection up to USD 55,000 per member.
Peace of Mind

Credit Disability Debt Protection
Alleviate the worry of making your loan payments in the event of lost income due to an unexpected disability.

  • Compare Loans
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  • Debt Consolidation
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  • Loan Amortization
    Enter your desired payment - and let us calculate your loan amount.
  1. Your approved loan amount could be less than the amount you requested due to other loan obligations you have with UNFCU and other factors. UNFCU lending policy permits a combined individual maximum amount of unsecured credit extended to be no greater than USD 150,000 or USD 225,000 including unused lines of credit, if the applicant has or is applying for an International Home Loan.