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APR = Annual Percentage Rate. The introductory rate period for the UNA‑USA card is six months. Thereafter, the rate will vary with the market based on the Prime Rate. The introductory rate is available for new cardholders only and is applicable to purchases and balance transfers. Existing cardholders are not eligible for the introductory rate. The fully indexed APR is currently % for the UNA-USA card. Subject to credit approval. Advertised rate is subject to change at any time without notice. Granting credit facilities is prohibited in certain jurisdictions if it leads to the consumer becoming over indebted.
