APR = Annual percentage rate. Creditworthiness and loan amount will determine actual APR. Rate quoted is a 6-month introductory rate. Thereafter, the rate will be variable and can increase.

All rates are subject to change without prior notice.

Signature Loan Direct

Signature Loan Direct


View Details

Signature Loan Direct

  • Summary
  • Benefits
  • Resources

The UNFCU Signature Loan Direct is an unsecured loan of up to USD 50,0001.

Show proof of income to receive this loan, which is paid directly to you.

Use Signature Loan Direct to finance initiatives not already covered by our other consumer loans2, such as:
  • Purchases of appliances or furniture
  • Relocation expenses
  • Tax payments
  • Vacations
  • Weddings

As with all UNFCU unsecured consumer loans, applicants must earn income in an eligible currency.

If you need a loan of more than USD 50,000 for purposes not already covered by other UNFCU loans, learn about our traditional Signature Loan.

Not sure which loan is right for you?

Rely on our intuitive online application system to automatically direct you based on your needs and eligibility.

Guides to Consumer Loans:
Enjoy the unique benefits of UNFCU Signature Loan Direct:
  • Minimal paperwork
  • Full approved amount is paid directly to you
  • It can be used to finance needs not covered by other UNFCU loans
Signature Loan Direct also offers:
  • Competitive rates – Choose between a variable or fixed interest rate
  • No application fee
  • No pre-payment penalties
  • Peace of mind with FREE Credit Life Protection of up to USD 55,000 per member
Peace of Mind

Credit Disability Debt Protection
Alleviate the worry of making your loan payments in the event of lost income due to an unexpected disability.


Use our financial calculators to help plan your borrowing needs.

  • Compare Loans
    Use this calculator to sort through the monthly payments and other costs associated with getting a new loan.
  • Debt Consolidation
    This calculator is designed to help determine whether debt consolidation is right for you.
  • Loan Amortization
    Enter your desired payment - and let us calculate your loan amount.
  1. Your approved loan amount could be less than the amount you requested due to other existing loan obligations you may have with UNFCU. Other factors including, but not limited to, credit quality and debt to income ratio may also impact your final loan terms.
  2. Signature Loan Direct is intended for personal use, excluding purposes covered by other UNFCU loans such as the purchase of an automobile or a home, home improvement, and education expenses.