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View & redeem credit card rewards

You will earn at least one reward point for every $1.00 spent using your UNFCU Elite or Azure credit card. Points can be redeemed for cash, gift cards, and travel.

  1. Sign in to Digital Banking.

  2. Select your credit card.

  3. Select Redeem points. 

  4. Under My account, select My account statement for a detailed overview of your points. 

    Your points information will also appear on your monthly credit card billing statement.

  5. Choose an option under Redeem Rewards to use your points for cash, travel, and more.

Credit card rewards FAQs

Yes. Joint cardholders and authorized users earn points when they make purchases using their card. Your point balance is the total number of points accumulated by you, your joint cardholder, and any authorized users.

Points expire 36 months after they were earned. The expiration dates of your points are posted on Digital Banking and on your monthly statement.

ShopSPOT rewards allow you to use your UNFCU credit card to shop online and in person to receive bonus points. You can view the current list of eligible merchants on the credit card rewards site accessible through Digital Banking.

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Credit & Debit Cards

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Credit & Debit Cards

View credit card statements

Credit & Debit Cards

Apply for a credit line increase