Do more with your US home
Use the value of your home to finance your goals
Tap into the equity in your US home to pay for renovations, education costs, and more. The amount you can borrow depends on the value of the home you are using as collateral. If you have a mortgage, the amount you have paid toward your mortgage will also help determine how much you can borrow.
Choose how to borrow
Home equity line of credit (HELOC)1
- Open a line of credit of up to $500,000 with special benefits for HELOCs of $50,000 or less.
- Borrow from this credit line at any time over the next 10 years.
- Pay interest and principal on only the amount you use.
- Your loan balance with us contributes to your eligibility for Member Loyalty Rewards.
Benefits of a UNFCU HELOC of $50,000 or less
No application fees
Complete your free application online, 24/7.
No appraisal fees
There is no fee for appraising your property.
No closing costs2
Save on a variety of fees often charged at closing.
Start using the equity in your US home
Apply for a HELOC or home equity loan 24/7 from anywhere in the world.
Resources to help you manage your HELOC or home equity loan
Loan payment calculator
Draw from a HELOC
Set up email or mobile account alerts
Make a loan payment
More ways to borrow
Browse multi-purpose loans and loans for specific purposes, all designed for the United Nations community.