US dollars, delivered quickly & reliably
Easily send US dollars (USD) to the people and businesses you trust using Digital Banking. We offer a variety of secure transfer options to best serve your needs.
Wires
Transfer money to your trusted contacts around the globe with no hidden fees.
ACH
Transfer money to contacts and businesses with US accounts for free.1
Zelle®
Quickly send money to contacts you trust who have an account at a US financial institution.
External
Move money for free between accounts you own in the US.
To another UNFCU member
Transfer money to another UNFCU member for free.
Between your UNFCU accounts
Move money between your UNFCU savings and checking accounts.
Compare all USD & multi-currency transfers
Available for wire transfers |
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Maximum amount per transfer |
Available for wire transfers $1,000,000 |
UNFCU fees |
Available for wire transfers You will view an estimated fee before finalizing your transfer |
Delivery time (US) |
Available for wire transfers Within one business day2 |
Delivery time (outside the US) |
Available for wire transfers Subject to intermediary and recipient banks' requirements and conditions2 |
Currency |
Available for wire transfers Multiple currencies |
Transfer globally |
Available for wire transfers |
Send from |
Available for wire transfers UNFCU checking and savings |
Available for ACH transfers |
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Maximum amount per transfer |
Available for ACH transfers $25,000 |
UNFCU fees1 |
Available for ACH transfers $0 |
Delivery time |
Available for ACH transfers One to three business days1 |
Currency |
Available for ACH transfers USD only |
Transfer globally |
Available for ACH transfers US only |
Send from |
Available for ACH transfers UNFCU checking only |
Available for Zelle® transfers |
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Maximum amount per transfer |
Available for Zelle® transfers $750 |
UNFCU fees |
Available for Zelle® transfers $0 |
Delivery time |
Available for Zelle® transfers Minutes3 |
Currency |
Available for Zelle® transfers USD only |
Transfer globally |
Available for Zelle® transfers US only |
Send from |
Available for Zelle® transfers UNFCU checking only |
Available for mobile money transfers |
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Maximum amount per transfer |
Available for mobile money transfers Varies by country and mobile money carrier |
UNFCU fees |
Available for mobile money transfers $1–$4 |
Delivery time |
Available for mobile money transfers Within one business day2 |
Currency |
Available for mobile money transfers Multiple currencies |
Transfer globally |
Available for mobile money transfers |
Send from |
Available for mobile money transfers UNFCU checking and savings |
Available for foreign currency transfers |
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Maximum amount per transfer |
Available for foreign currency transfers $1,000,000 |
UNFCU fees |
Available for foreign currency transfers $0 |
Delivery time |
Available for foreign currency transfers Within one business day2 |
Currency |
Available for foreign currency transfers EUR and/or GBP to USD only |
Transfer globally |
Available for foreign currency transfers |
Deposit to |
Available for foreign currency transfers UNFCU checking and savings |
Available for external transfers |
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Maximum amount per transfer |
Available for external transfers $25,0005 |
UNFCU fees |
Available for external transfers $0 |
Delivery time |
Available for external transfers One to three business days6 |
Currency |
Available for external transfers USD only |
Transfer globally |
Available for external transfers US only |
Send from |
Available for external transfers UNFCU checking and savings |
Secure & easy multi-currency options
Send money to people and businesses you trust in multiple currencies.
Top transfers FAQs
UNFCU does not have a SWIFT code because UNFCU is not directly connected to the SWIFT network. UNFCU’s registered BIC is UNUNUS31. This code can be used for identification purposes only. Payments with only a BIC will not be delivered to UNFCU.
UNFCU does not charge for money you receive via incoming wire transfers. UNFCU’s ABA number and your account number must be included for UNFCU to receive the transfer.
ACH transfers are free when initiated on Digital Banking but are only payable in US dollars to financial institutions in the United States. Wire transfers offer more flexibility for a fee. Compare transfers to learn more.
You can schedule transfers up to one year in advance.
In order to use Zelle®, the sender and recipient’s credit union or bank accounts need to be based in the US (does not include US territories).
All incoming wire transfers are converted to USD before reaching UNFCU, and ultimately a member's account.
More resources to help you transfer money
Video: Transferring money globally
Video: Transferring money to US accounts for free
Cancel a recurring ACH or wire transfer
Initiate an investigation
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