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UNFCU Azure credit card.
Azure Credit Card

Elevate your everyday

More points, protection, and value for your everyday purchases

Exclusively for new Azure cardholders

Azure opens up new possibilities with this introductory offer.

10,000
bonus points when you spend $2,000 in the first four months (10,000 points = $100)
View rewards
0.00 %
APR1
on purchases and balance transfers for the first 12 months — pay 17.99% APR thereafter
View all rates and terms (PDF)

Earn cash & more with every tap

At the market or at home streaming your favorite film, earn points you can redeem for cash, flights, or hotel stays.

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    3x points

    Earn triple points for restaurants, online food deliveries, and groceries.3

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    2x points

    Earn double points for streaming services and transit.4

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    1x points

    Earn one point for every $1.00 spent on everything else.

More security, less stress

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    Zero Liability coverage8

    Stay protected if someone uses your card fraudulently.

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    Purchase security

    Have eligible purchases replaced or reimbursed if damaged or stolen.

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    NortonLifeLock™ ID Navigator

    Enroll to stay informed about potential threats to your identity.

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    Personal identity theft protection

    Get reimbursed for covered expenses if your identity is stolen.

Azure credit card details

Included with Azure

Introductory offer

Included with Azure

0.00% APR1 for the first 12 months & 10,000 bonus points9

Current rate

Included with Azure

17.99% APR1

Annual fee

Included with Azure

$0.00

Global rewards program (with cash back option)

Included with Azure

Up to 3x points

Foreign transaction fees from Visa®
(for purchases in non-USD currency or outside the US)10

Included with Azure

1.00%

Visa price protection5

Included with Azure

Visa return protection6

Included with Azure

Visa cell phone protection7

Included with Azure

Visa Zero Liability coverage9

Included with Azure

Visa Signature® Luxury Hotel Collection

Included with Azure

Visa concierge services

Included with Azure

Visa travel & emergency assistance:
Medical referral assistance, emergency translation, and lost luggage locator

Included with Azure

Visa auto rental collision damage waiver

Included with Azure

Visa pre-trip assistance:
Information about health precautions, immunizations, and required travel visas

Included with Azure

Visa extended warranty protection

Included with Azure

Visa personal identity theft protection:
Support to help cover expenses if your identity is stolen

Included with Azure

Visa Purchase Security:
Have purchases replaced, repaired, or reimbursed due to events such as fire or theft

Included with Azure

ATM withdrawals

Included with Azure

Up to $1,000 per day

Credit limit

Included with Azure

Up to $50,000 per day11

Identity theft protection with NortonLifeLock™
(enrollment required)

Included with Azure

Digital wallet compatibility

Included with Azure

Apple Pay®, Google Pay™, and Samsung Pay12

Credit Life Protection

Included with Azure

Two individuals looking a UNFCU Azure credit card.

Apply for the Azure credit card

Check the status of your application at any time using Digital Banking.

Top Azure credit card FAQs

Contactless cards use short-range proximity technology to complete payments between the card and a contactless terminal. Just tap your contactless card at the payment terminal. There is no need to insert or swipe your card.

Interest is applied to the average balance amount charged to your credit card each day of the billing cycle. This is called the average daily method.

Points expire 36 months after they were earned. The expiration dates of your points are posted on Digital Banking and on your monthly statement.

You can have up to three authorized users and you can add anyone as an authorized user. Authorized users can use the card but are not responsible for balances on the credit card account. For this reason, it is important that you are careful about who you add to your card.

Elite cardholders do not pay foreign transaction fees. Azure cardholders pay foreign transaction fees according to our schedule of rates and fees (PDF).

Resources to help you manage your card

Visit the Help Center
Financial Wellness

Debit vs credit cards

Credit & Debit Cards

Track card delivery status

Credit & Debit Cards

Report fraud or dispute a charge

Credit & Debit Cards

Set up & use a digital wallet

Find the right credit card for you

Compare UNFCU credit cards, both with features to make all your shopping more secure.