Apply for a loan or credit card
- Sign in to Digital Banking.
- Under Account Services, select Apply for a Loan or Credit Card.
Use your points around the world
Receive cash as a deposit to your checking or savings account, or as a statement credit.
Book flights to your favorite destinations on top-rated airlines such as Emirates.
Choose from hotels worldwide with no blackout dates.
Make a difference and donate to UNFCU Foundation or another charity.
Earn points even faster as a new Elite or Azure cardholder. Receive 10,000 bonus points when you spend $2,000 in your first four months — that’s equivalent to $100.
Choose from two options with features to make all your shopping more secure.
Points expire 36 months after they were earned. The expiration dates of your points are posted on Digital Banking and on your monthly statement.
Yes. Joint cardholders and authorized users earn points when they make purchases using their card. Your point balance is the total number of points accumulated by you, your joint cardholder, and any authorized users.
ShopSPOT rewards allow you to use your UNFCU credit card to shop online and in person to receive bonus points. You can view the current list of eligible merchants on the credit card rewards site accessible through Digital Banking.