Access your money securely worldwide
Enhanced security for your purchases
Pay with a tap using your debit card, or add it to your Google Pay™, Apple Pay®, or Samsung Pay3 digital wallet.
Mobile notifications & email alerts
Set up alerts for purchases, merchant credits, and declined transactions.
Real-time fraud alerts
Free alerts sent to your email or mobile phone keep you informed of any suspicious activity.
Request a debit card
Sign in to Digital Banking.
You can also call us or visit one of our locations to request a debit card.
Under Account Services, select Online Forms.
Select the Debit Card Application online form.
Complete and sign the online form.
You can also request a debit card as part of the account opening process when you open a new checking or savings account.
Debit or credit?
Debit cards and credit cards each offer their own benefits. When you pay with a debit card, you spend cash from your checking or savings account. When you pay with a credit card, you borrow money.
Top debit card FAQs
If you have both a savings and checking account, your debit card purchases will be linked to your checking account.
Some ATMs will give you the option to choose whether to take the money from your checking or savings account. If the ATM does not allow you to choose, the money will be withdrawn from your checking account.
You can use your UNFCU debit card around the world. View our fees and service charges for withdrawals at ATMs that are not part of the Co-op and AllPoint Networks. If you use your debit card for purchases outside the US, Visa will charge foreign transaction fees. ATM and foreign transaction fees are eligible for Member Loyalty Rebates.
If you plan to use your debit card when you travel, we encourage you to set a travel notice at least 48 hours before your trip. Doing so tells us that you are using your card away from home, and we will not lock it. If you purchased your airline ticket with a UNFCU card, we have all your details. You do not need to add a travel notice.
Yes, we have daily limits to protect you in case your card is lost or stolen. Your debit card can be used five times a day for ATM withdrawals, and 20 times a day for purchases.
Resources to help you manage your card
Replace a card
View new card details
Report fraud or dispute a charge
Set up email or mobile account alerts
Spending is simple with a checking account
Link your debit card to the account that allows for unlimited monthly transactions and purchases.