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House in Uganda.
Uganda Mortgages

A home of your own in Uganda

Benefit from competitive rates, high limits, and savings

Buy your dream home in Uganda or refinance an existing mortgage. Choose from homes located in Wakiso or Kampala District.1 We specialize in understanding various UN contract terms, often enabling us to lend to more members at competitive rates.

Uganda mortgage details

Variable rate

Fixed rate

Rate

Variable rate

As low as 5.90%–6.40%2

Fixed rate

As low as 7.99%–8.99%

Loan amount

Variable rate

$50,000 to $1,000,0003

Fixed rate

$50,000 to $1,000,0003

Term

Variable rate

15 years4, with an initial fixed period of three years or five years

Fixed rate

15 years4

Processing fee

Variable rate

1% of your approved mortgage amount

Fixed rate

1% of your approved mortgage amount

Pre-payment penalties

Variable rate

$0.00

Fixed rate

$0.00

Insurance requirements

Variable rate

  • Life insurance (for loan amounts over $100,000)
  • Property insurance

Fixed rate

  • Life insurance (for loan amounts over $100,000)
  • Property insurance

Other fees

Variable rate

  • Valuation fee
  • Legal fee
  • Stamp duty fee

Fixed rate

  • Valuation fee
  • Legal fee
  • Stamp duty fee

Member Loyalty Rewards

Variable rate

Fixed rate

Board check.

Check your eligibility

Uganda mortgages are available to qualified members who:5

  • Intend to occupy the property being financed (investment properties are not eligible); and 
  • Are not residents of the United States; and 
  • Are UN employees with current professional or field service contracts earning income in an eligible currency; or 
  • Are UN National Professional Officers or General Service staff members in an eligible country earning an eligible income currency, or 
  • Are UN retirees receiving pensions in an eligible currency. 

Get started today

Whether you want to apply or just have questions, we are happy to help. Contact us to discuss requirements, how much you can afford, your home buying timeline, and more.

Schedule an appointment (Entebbe)

Schedule an appointment (Kampala)

  • Phone ringing.

    Call us

    Dial +0800 113 450 x2703 (toll-free from Uganda).

  • Paper writing.

    Email us

    Reach our team at ugandamortgage@unfcu.com.

  • People.

    Visit in person

    View hours for our locations in Entebbe and Kampala.

Resources to help you get started

Visit the Help Center
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Required documents for a Uganda mortgage

Africa Mortgages

Make a Kenya or Uganda mortgage payment

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