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Refer a Colleague

Share the benefits of UNFCU

Earn a cash reward when your referral becomes a member

Refer an eligible UN colleague1 to join UNFCU and you both can receive a cash bonus when they join. Simply sign in to Digital Banking, look for the Member Referral Program section on your Profile tab, and share your personalized link.

Program details 

If you are a UNFCU member, you will receive a $15.00 bonus for each UN colleague you refer who joins the Credit Union. You can receive a bonus for up to five referrals each calendar year.  
 
New members who join as part of this program can receive a $10.00 bonus.  
 
Member Referral Program participants must be at least 18 years of age and meet the qualification requirements for UNFCU membership. Program details may change at any time without notice. 

  • You need to be a current UNFCU member with $25.00 in your Membership Share. Current and former employees, Directors on the UNFCU Board, and their immediate families and households are not eligible. 
  • The colleague you refer must: 
    • Use your unique member invitation link or confirm you as the referring member during their membership application process. 
    • Complete the membership application online and have it approved by UNFCU. 
    • Not be a current or past UNFCU member or have had a UNFCU member number. This includes child/minor account holders and UNFCU joint account holders. 
    • Be an employee, retiree, consultant, or volunteer of the United Nations and its affiliated agencies, eligible to join UNFCU. 

We will deposit $15.00 to your checking account within 10 business days after the above qualifications are met. If you do not have a checking account, we will deposit the bonus to your savings account. 

  • Use the unique member invitation link sent to you by a UNFCU member or confirm that you were referred by the UNFCU member in your membership application. 
  • Complete the membership application online and have it approved by UNFCU. 
  • Complete the following steps within the first 30 days of joining UNFCU: 
    • Enroll in Digital Banking. 
    • Deposit $2,500 in your UNFCU savings, checking, and/or share certificate accounts. 
  • You cannot be a current or past UNFCU member or have had a UNFCU member number. This includes child/minor account holders and UNFCU joint account holders. 
  • You must be an employee, retiree, consultant, or volunteer of the United Nations and its affiliated agencies, eligible to join UNFCU. 

If you qualify, we will deposit $10.00 to your checking account within 45 days of you joining UNFCU. If you do not have a checking account, we will deposit the bonus to your savings account. 

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Your loyalty, rewarded

Earn rebates and higher dividends every month you bank with us.

Resources to help you get started

Visit the Help Center
UNFCU Membership

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Digital Banking Setup

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Savings & Spending Accounts

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Savings & Spending Accounts

Open a checking account

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