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Make a US mortgage payment 

You can pay your US mortgage payments online with Digital Banking. Digital payments are easier and more secure than mailing checks. 

Set up automatic payments

  1. Sign in to Digital Banking.

  2. Under Transfers & Payments, select Loan Payments 

  3. From the When drop-down menu, select the frequency.

  4. Choose a start date and an end date for the recurring payments. 

Make a one-time mortgage payment each month

  1. Sign in to Digital Banking 

  2. Under Transfers & Payments, select Loan Payments 

  3. From the When dropdown menu, select One Time.


Quick tip

Your mortgage payments may change from year to year. Set up automatic payments so that the amount you owe updates automatically. We will notify you of any changes in advance.  

Making US mortgage payments FAQs

No, there is no pre-payment penalty.

You have a 15-day grace period from when your payment is due. You will be charged a late payment fee if you do not make your payment within this grace period.

For a mortgage, you will be charged 2.00% of the total principal and interest amount that is late.

PMI is required if your mortgage amount is more than 80% of the value or purchase price of your home. The value of your home may not cover the amount due if you are unable to repay the mortgage. This insurance gives the lender added protection in such cases. You pay the PMI each month until the value of your property reaches a certain percentage. Depending on the percentage that is reached, we will either automatically cancel the PMI or you can request a cancellation.

We will automatically cancel the PMI once your principal mortgage balance reaches 78% of your home's original value. You can also request a cancellation on or after the date when your principal mortgage balance is 80% of your home's original value. To view the requirements for such cancellations, email us at

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