Financial Calculators

UNFCU provides a variety of special calculators to help you with your financial planning. What used to take hours can now be done in much less time. Just click on any of the links below to start planning your finances with confidence and ease.

Everyday Banking
Compare Loans

Use this calculator to sort through the monthly payments, fees and other costs associated with getting a new loan.

Compound Savings

This calculator demonstrates how to put this savings strategy to work for you!

Credit Card Payoff

Use this calculator to see what it will take to payoff your credit card balance, and what you can change to meet your repayment goals.

Debt Consolidation

This calculator is designed to help determine whether debt consolidation is right for you.

Loan Amortization

Enter your desired payment - and let us calculate your loan amount.

Mortgage Calculators
Mortgage Loan Calculation

Use this calculator to get an idea of what your monthly payment would be if you know the loan amount you’re looking for.

Mortgage comparison: 15 years vs. 30 years

Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

Mortgage Refinance Breakeven

Use this calculator to sort through the confusion, and determine if refinancing your mortgage is a sound financial decision.

Mortgage Payoff

How much interest can you save by increasing your mortgage payment? This financial calculator helps you find out.


This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

Rent vs. Buy

This calculator helps you weed through the fees, taxes, and monthly payments to help you make a good financial decision.

Debt Consolidation

This calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you.

Featured Rates

Savings0.20% APY
Checking0.05% APY
IRA0.20% APY
Clubs0.20% APY
Learn more