Create & use a foreign currency transfer ID

Create a foreign currency transfer ID to transfer euros (EUR) to your UNFCU savings or checking account.

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After creating a foreign currency transfer ID, you can provide this ID to your local bank as the recipient bank number. The euros that you transfer from your local bank in your local currency will be deposited to your linked UNFCU account in US dollars (USD).

Currently, the foreign currency transfer service is only available to members with euro denominated accounts in countries within the Single Euro Payments Area (SEPA). We plan to expand this service to additional currencies in 2024.

Create a foreign currency transfer ID

  1. Sign in to Digital Banking.

  2. Under Transfers & Payments, select Foreign Currency Transfer.

  3. Select EUR — Euro and the UNFCU checking or savings account that you would like to fund.

  4. Review and accept the terms and conditions.

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Quick tip

Your foreign currency transfer ID is strictly for your use only to transfer money between your own personal accounts. To send money or to receive money from a third party or business account, see all of the options we offer.

Use your foreign currency transfer ID

Provide your UNFCU-issued foreign currency transfer ID to your local bank as the recipient bank account number. The money you transfer will be credited to your linked UNFCU checking or savings account in USD.

This example is for a euro (EUR) foreign currency transfer:

Sender information:

  • Sending bank name: Your local bank
  • Sender: Your name
  • Sender bank account number: Your local bank account number
  • Sending currency: EUR

Recipient information:

  • Receiving bank name: United Nations Federal Credit Union
  • Recipient: Your name
  • Recipient bank account number: Your UNFCU-issued foreign currency transfer ID
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Quick tip

You do not need to provide a SWIFT code or BIC code.

Foreign currency transfer ID FAQs

As a security measure and for our compliance requirements, UNFCU may contact you for additional information. Remember that UNFCU will never ask for your Digital Banking login credentials.

Foreign currency transfers are processed through UNFCU’s partnership with correspondent banks. Although we provide our members with a foreign currency transfer ID to facilitate such transfers, each bank has its own processing guidelines. Some local banks impose their own fees. As a result, the timing and costs of the transfers may vary.

You may create one foreign currency transfer ID for each local currency. We currently offer this service for euros (EUR). We plan to expand to additional currencies in 2024.

Transfers are usually credited to your account within one business day. Occasionally, transfers may be delayed due to the correspondent bank's processing guidelines.  

If you do not see the amount credited within one business day, please contact us.

UNFCU does not charge any fees for foreign currency transfers. Your local bank or the correspondent bank may charge a fee.

Your foreign currency transfer ID is strictly for your use only to transfer money between your own personal accounts. To send money to or receive money from a third party or business account, view all of the options we offer

Please refer to our Terms and Conditions (PDF) for additional information. Violation of these Terms may result in the cancellation of your foreign currency transfer ID. 

Please contact us for help. 

Please contact us for help. 

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