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Which types of home improvements are top priority? 

How you can organize your projects for maximum impact.  

3-minute read

As a homeowner, you likely have a list (perhaps just in your head) of improvements you would like to make. The temptation might be to jump straight into whichever seems easiest or most exciting.  

By prioritizing home improvements beforehand, though, you can save yourself time and money. You will also feel less stressed knowing that essential repairs come first.   

Needs vs wants in home improvement 

Prioritizing improvements to your home can start with distinguishing between needs and wants. This is sometimes trickier than it seems. You might say, “I want to replace this dangerous old wiring” or “I need to repaint my kitchen” when in reality the new wiring is a need and the paint job is a want.  

In the context of home improvements, needs are the projects that must be accomplished no matter what. In contrast, wants might make your home more attractive or comfortable, but could ultimately be postponed or skipped.  

#1 Priority: Safety 

Improvements that make your home safer belong at the top of your list. Here are some examples of important safety issues to address: 

  • Old electrical wiring: Old wiring, especially when improperly repaired in the past, can increase the risk of electrical fires. Old wiring can also complicate selling a home, and it may make insurers reluctant to insure your property. 
  • Mold: Mold is a common cause of allergic reactions and can be especially dangerous for people with asthma. Even if you do not have an allergy, mold can irritate your nose, throat, and eyes.  
  • Asbestos: Formerly used as insulation (as well as in roofing and flooring), asbestos can flake into the air and cause cancer. If you plan on remodeling or notice damaged building materials in your home, trained and accredited professionals can help with testing for asbestos. Regulations and risks vary by country, so local guidance is important.  

#2 Priority: Protecting what you own 

Place any improvements that help protect your home’s value (and your financial well-being) next on your list. Examples include: 

  • Foundation repairs: Foundation issues often worsen over time. Repairing a cracked, sagging, or leaky foundation can save you tens of thousands of dollars compared to replacing it, based on typical US costs in 2026. 
  • Roof repairs: Repairing issues such as leaks or damaged shingles as soon as you notice them can help extend your roof’s lifespan. (Any roof will eventually need to be replaced, so setting aside money for this considerable expense is a good idea. In the US in 2026, you can expect to pay $9,500 on average.) 
  • Addressing termite damage: Termites cause significant damage to homes across many regions globally. In the US, termites cause more expensive damage each year than all windstorms combined, including tornadoes and hurricanes. If you notice signs of termites such as wings that have been shed, taking quick action can help prevent the structure of your home from being weakened.  

#3 Priority: Added value (or personal preferences) 

Once you feel confident that your home is safe and protected, you can focus on your home improvement wants. What this looks like might vary based on your goals and preferences. If you expect to sell your home in the coming months or years, you might prioritize improvements that attract homebuyers. If you consider your current home your forever home, you can think about which improvements would make you more comfortable, increase convenience, or lower your monthly energy costs. 

Now that you know which types of home improvements to work on first, you can start comparing the costs and benefits of individual projects. When needs come before wants, you can move forward with confidence and clarity. 

Further learning

Explore some of the key money considerations that can help make your home improvement project a success

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