ATM FAQs

Locate a UNFCU ATM as well as those that are part of the Co-op and Allpoint Networks. There is no fee for withdrawing cash from these ATMs or at UNFCU ATMs in the US. Simply use your UNFCU debit card to make the withdrawals. Surcharge and foreign transaction fees incurred at other ATMs are eligible for Member Loyalty Rebates.

There is no fee when you use your UNFCU debit card at UNFCU ATMs in the US. There is also no fee when you use your UNFCU debit card at ATMs that are part of the Co-op and Allpoint Networks. View our fees and service charges for fees associated with other ATMs. ATM surcharge and foreign transaction fees are eligible for Member Loyalty Rebates.

You can use your UNFCU debit card at all ATMs worldwide, including ATMs owned by other financial institutions. There are fees associated with withdrawals from ATMs that are not part of the Co-op and AllPoint Networks. ATM surcharge and foreign transaction fees are eligible for Member Loyalty Rebates.

Yes. You can withdraw cash at ATMs worldwide if you have your personal identification number (PIN). You can withdraw up to $1,000 per day with both the Azure card and the Elite card. ATM fees may apply. ATM withdrawals are cash advances, so you will start to accrue daily interest immediately on the amount you withdraw.

You can make deposits at UNFCU ATMs in the US. There is no charge for this service.

Your default ATM withdrawal limit is $500 per day with a UNFCU debit card. However, you can change this limit to $200, $500, $1,000, or $1,500 in Digital Banking. Please note that the ATM owner and/or location may impose a lower limit on withdrawals than UNFCU allows.

If you have both savings and checking accounts, many ATMs will ask you to choose the account for the withdrawal. If the ATM does not offer this option, the withdrawal will be made from your checking account. For debit card purchases, the money will be withdrawn from the account to which your debit card is linked.