Stay secure: Be cautious of phone calls claiming to be from UNFCU reporting fraud on your accounts.  Contact us directly to verify.

Apply for a credit card or check your application status 

Easily apply for a UNFCU Visa® credit card or check the status of your application online. Note that your credit card is not linked to your checking or savings account. When you use your credit card, you borrow money against your approved credit line. 

  1. Sign in to Digital Banking.

  2. Under Account Services, select Apply for a Loan or Credit Card 

  3. In a new screen, your active application and the Apply for a New Loan button will display. 


Quick tip

With a UNFCU credit card, you earn reward points that you can redeem for cash, flights, and hotels. 

Applying for a credit card FAQs

Yes. All UNFCU credit cards are compatible with Google Pay™, Apple Pay®, and Samsung Pay.

Apple and Apple Pay are trademarks of Apple Inc., registered in the US and other countries. Google Pay is a trademark of Google LLC. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

When using your credit card for purchases, you will be charged interest on any outstanding balance. This is the balance that is not paid by the payment due date on your statement. If you use your credit card for a cash advance, you will be charged daily interest immediately. 

View credit card rates and fees (PDF).

The maximum credit limit available to qualified members working in an eligible country is $50,000 with Elite and $50,000 with Azure.

  • If you are a UN consultant working in an eligible country, you may receive a credit limit of up to $5,000.
  • If you are a UN General Service staff or National Professional Officer eligible for a credit card or a line of credit, you may receive a credit limit of up to $5,000.

Your actual credit limit is subject to your creditworthiness. All other terms and fees (PDF) for UNFCU credit cards apply to all cardholders. 

More helpful resources

View all
Credit & Debit Cards

View new card details

Credit & Debit Cards

View credit card statements

Credit & Debit Cards

Apply for a credit line increase