Stay secure: Be cautious of phone calls claiming to be from UNFCU reporting fraud on your accounts.  Contact us directly to verify.

Make a loan payment

The fastest way to make your loan payment each month is by using Digital Banking.

Make loan payments in Digital Banking

  1. Sign in to Digital Banking.

  2. Under Transfer & Payments, select Loan Payments.

  3. From the When drop-down options, select Right Now to make a one-time payment immediately.

    Select One Time to schedule a future one-time payment, or schedule a recurring payment using the other drop-down options. 

  4. Choose your loan from the To Loan Account drop-down options.

    The loan balance listed here includes your principal loan amount plus interest and any other amounts due. 

More loan payment options 

Pay at a New York branch 

You can make a loan payment at one of our branches in New York. 

Mail a check 

If you choose to mail a check, please write a short note indicating the purpose of the check. Also provide your UNFCU loan number. Mail the check to: 

United Nations Federal Credit Union
Court Square Place, 24-01 44th Road
Long Island City, NY 11101, USA
ATTN: LIC Service Center

How much is the late payment fee? 

  • For most loans, you will be charged $10.00 on the 10th of each month that your payment is late. This includes international home loans. 
  • For US mortgages and home equity loans, the late fee is 2% of your principal and interest payment. This late fee will apply if your payment is 15 days late. 

For details on your particular loan, please feel free to contact us.


Quick tip

If there is a change to your payment, the amount to be withdrawn is updated automatically. We will notify you of any changes in advance. This way, you can make sure there is enough money in your account to cover your payment when it’s due.  

Your loan payment is due on the same date each month so you can easily budget and plan ahead.

More helpful resources

View all

Apply for a loan or check your loan application status


Make a principal loan payment 


Credit Disability Debt Protection