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Transfer a balance to your credit card 

You can transfer a balance for a loan or credit card issued by another financial institution in the US. 

  1. Sign in to Digital Banking.

  2. On the My Accounts page, select Loans & Credit Cards. 

  3. Select Card Access. 

  4. Select Request Balance Transfers. 

Is there a fee for balance transfers?

Yes. When you transfer a balance to your UNFCU Elite or Azure card, there is a fee of $5.00 or 2.00% of the balance transfer amount, whichever is higher. When you transfer a balance to your credit card account, it is posted as a cash advance. This means that you will start to accrue daily interest on the amount immediately. View our credit card rates and fees (PDF).

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