VISA Debit Card

VISA Debit Card

  • Benefits
  • ATM Fee Rebate
  • Using Chip Cards
Benefits

The UNFCU VISA debit card with chip and PIN (Personal Identification Number) can be used at more ATMs* and retailers worldwide to withdraw cash and make purchases.

To apply for a UNFCU debit card, please complete and fax this application form.

With the VISA debit card, you can:
  • Receive ATM fee rebates of up to USD 120 per year1 for fees incurred at ATMs worldwide 
  • Shop securely online with Verified by VISA 
  • Use your card while travelling - simply provide us with your travel information using the special Travel Notification Form 
  • Secure your card with Real Time Fraud Alerts available for US mobile phone numbers 
  • Compatible with Android Pay™, Apple Pay™, and Samsung Pay2 for mobile payments 
  • Take advantage of VISA services:
    • Warranty Manager Service3 – register eligible products purchased with your debit card to extend the warranty coverage 
    • Return Protection4 – if you are dissatisfied with a product purchased with your debit card within 90 days of the purchase and the retailer does not allow for it to be returned, receive a refund of up to USD 250, with an annual maximum of USD 1,000 
    • Price Protection5 – receive a refund for new products purchased in the US with your debit card if you find the product at a lower price within 60 days of purchase 
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ATM Fee Rebate

Save up to USD 120 per year1 on ATM fees

As a membership benefit, UNFCU offers a monthly rebate of up to USD 10.00 for ATM charges you incurred using your UNFCU debit card during the month. This rebate covers:

  • Out-of-network ATM surcharges,
  • Foreign transaction fees for non-USD cash withdrawals,
  • Foreign transaction fees for USD cash withdrawals outside the US.

The rebate will be automatically credited to your account each month that you are enrolled in eStatements and have a minimum average daily balance of USD 2,500 across all your deposit accounts.

View ATM charges and fees

Using Chip Cards
See how you can use your new UNFCU debit card at chip enabled terminals:
  1. Members enrolled in Premium Checking Plus who already qualify for a rebate in a given month will not receive an additional ATM rebate as part of this benefit. The maximum ATM rebate amount each member can receive in a single calendar month is USD 10.00 across all programs.
  2. Android and Android Pay are trademarks of Google Inc. Apple is a trademark of Apple Inc., registered in the US and other countries. Apple Pay is a trademark of Apple Inc. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
  3. To register eligible products, please call the VISA US toll free number at +1 800‑551‑8472 or call collect from outside the US at 303‑967‑1096 
  4. For more information, please call the VISA US toll free number at +1 888‑565‑8472 or call collect from outside the US at 303‑967‑1096 
  5. This service is only available for cardholders who are US citizens or residents. For more information, please call the VISA US toll free number at +1 800‑553‑7520 or call collect from outside the US at 303‑967‑1096 

*If you have both a UNFCU savings and checking account and are performing an ATM cash transaction, where the ATM does not offer the option to choose an account from which the funds are to be debited, the withdrawal will be made from your checking account.

Featured Rates

Savings0.20% APY
Checking0.05% APY
IRA0.20% APY
Clubs0.20% APY
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