External Transfers
Move money for free between accounts you own in the US
With Digital Banking, send money to or from accounts you own at other US financial institutions and your UNFCU accounts.
Free
Make transfers with no added fees from UNFCU.
Send up to $25,000 daily1
The maximum amount per transaction is also $25,000.
Choose your account
Link your savings or checking account for external transfers.
How to send US transfers for free
Set up and verify an external account
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Sign in to Digital Banking.
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Under Transfers & Payments, select External Transfers.
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Select Setup a new External Account.
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Enter the information for your non-UNFCU account.
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To verify that these are your accounts, UNFCU will make two small deposits (under $1.00) into your non-UNFCU account.
Please allow two days for the deposits to reach your non-UNFCU account.
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Sign in to your non-UNFCU account to view the small deposits.
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Go back to External Transfers in Digital Banking and enter those amounts. You can now begin making transfers between your linked accounts.
Quick tip
You can also use external transfers to transfer money from accounts you own at other US financial institutions to your UNFCU accounts.
Use your checking account to avoid fees
Send money from your checking account if you plan to make more than six transfers in a month. This way, you will not incur excessive transaction fees that apply to these transfers from a savings account.
More ways to transfer
Discover more options to fit your country, currency, speed, and cost needs.