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Credit Life Protection

All consumer loans and credit cards include Credit Life Protection coverage.

In the unfortunate event of your passing, UNFCU will cover up to:  

  • $55,000 of your consumer loan balance  
  • $20,000 of your credit card balance  

The primary credit cardholder and the member whose signature appears first on the loan promissory note are automatically enrolled. This coverage is free.  

If your signature is first on multiple loan promissory notes, the $55,000 limit will be applied across all your loans. To receive this coverage, you must be under the age of 70 on the day your loan is approved. Coverage will stop once you reach the age of 70.  

Other exclusions and limitations apply. For more information, please review our Membership & Accounts Agreement (PDF)

More helpful resources

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Apply for a loan or check your loan application status


Make a principal loan payment 


Credit Disability Debt Protection