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7 ways real estate agents help US homebuyers

Most US homebuyers partner with one of these professionals. Learn how working with a real estate agent can save you time and stress.

4-minute read

The homebuying process is a time of hope and excitement, but also deadlines to be met and complex decisions. Unsurprisingly, many homebuyers look for help from an expert. While you can buy a home in the US without a real estate agent to represent you, almost 90% of homebuyers choose to work with one.1

As a homebuyer, working with a real estate agent can simplify the process for you. At challenging moments, you will know that you have an experienced, licensed professional looking out for your interests. (Not always exclusively, though — read our guide on important differences between types of real estate agents.)

Here are some of the ways real estate agents help US homebuyers.

1. Your agent can find listings you may not be able to access.

Real estate professionals share information on available homes with each other in local databases. These listings may not all appear in an online search.

2. Your agent can schedule showings.

Instead of coordinating with the seller yourself, you can rely on your real estate agent to book showings that work for your busy schedule.

3. Your agent can serve as your expert on the neighborhood.

Are you concerned about traffic, or hoping to be close to the area’s best schools? Real estate agents have deep knowledge of the communities where they work. They can provide objective data along with insights into trends that may affect homeowners in the future.

4. Your agent can help spot defects that make a home less desirable.

Real estate agents have experience spotting issues such as water damage, mold, or structural weaknesses that you may overlook. While this does not replace the need for a home inspection, it might alert you to critical issues at an earlier stage of your homebuying process.

5. Your agent can suggest how much to offer the seller.

Sellers may receive multiple bids, so you will want to make a competitive offer. Your real estate agent will make a recommendation based on the sale prices of other homes in the area.

6. Your agent can help with paperwork.

A mistake on a document can slow down the homebuying process. It can also prove expensive. Real estate agents have experience handling the paperwork that goes along with buying a home.

7. Your agent can recommend other professionals.

A trusted real estate agent can provide recommendations for a real estate attorney, a home inspector, or even a moving company.

What's next?

Homebuying involves lots of research, paperwork, and decision-making, but you do not have to navigate the process alone. Along with your mortgage representative, home inspector, and attorney, a real estate agent can provide you with valuable support on your journey.

UNFCU's experienced, credentialed mortgage representatives are permitted to lend in all 50 US states. Learn more about our US mortgages or find the right representative for you based on your UN affiliation and geography. 

Are you looking to buy a home outside the US? Explore our financing options for buying in other regions.

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