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Required documents for a Kenya mortgage

Provide the following documents to apply for a Kenya mortgage. Members may be asked to provide additional documentation on a case by case basis at UNFCU’s sole discretion. To submit your application documents, email them to kenyamortgage@unfcu.com or visit us at our Nairobi office. 

For all purchase transactions 

  • Latest two months’ pay statements 
  • Copy of employment contract 
  • Person
  • Latest pension statement (for retirees) 
  • Latest six months’ bank statements for any accounts held outside UNFCU 
  • Copy of title deed / lease for the property being purchased 
  • Copy of offer for sale document from the vendor
  • Completed occupancy affidavit 
  • Copy of national ID or passport 
  • Copy of Kenya Revenue Authority PIN
  • Credit Reference Bureau Report (you can also dial *433# from a Safaricom number to receive a report)
  • Proof of down payment and available funds in a bank account 
  • Mortgage Application form

For all refinance transactions 

  • Latest two months’ pay statements 
  • Copy of employment contract 
  • Latest pension statement (for retirees) 
  • Latest six months’ bank statements for any accounts held outside UNFCU 
  • Copy of title deed for the property being refinanced 
  • Six months’ mortgage statements 
  • Completed occupancy affidavit 
  • Copy of national ID or passport 

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Required documents for a Uganda mortgage

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Make a Kenya or Uganda mortgage payment

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Make a principal Kenya or Uganda mortgage payment