Stay Secure: Be cautious of text messages and phone calls claiming to be from UNFCU reporting fraud on your accounts. Contact us directly to verify.

Use your card at chip-enabled terminals

At chip-enabled terminals, insert your card with the chip toward the terminal, facing up.

Do not remove until prompted.
Provide your signature or PIN as prompted by the terminal.

Some transactions may not require either.
When the terminal says the transaction is complete, remove your card.