Connect with a third party investment provider

Are you interested in managed portfolios or brokerage accounts? Though UNFCU does not provide investment services, we can direct you to a third party investment provider depending on your needs.

Investment options available to UNFCU members:

Members residing in the US: US citizens, G-4 visa holders, and US permanent residents living in the United States can access investment services from Copper Financial Network, LLC (Copper Financial). The investment services include:

Managed investment portfolios: Portfolios are actively managed by professional money managers selected by Copper Financial. The fee for this investment advice is typically based on a percentage of the value of the assets being managed.
Brokerage accounts: You buy and sell individual securities such as stocks, bonds, and exchange-traded funds (ETFs). These securities are in an account held with Copper Financial. Copper Financial typically charges a brokerage commission or other transaction fee for each transaction executed.

Members residing outside the US: If you are not a US citizen and you are not a US permanent resident, you can access:

Managed investment portfolios via independent financial advisors: Portfolios are actively managed by professional money managers selected by an independent financial advisor. The fee for this investment advice is typically based on a percentage of the value of the assets being managed.
Brokerage accounts via Copper Financial: You buy and sell individual securities such as stocks, bonds, and exchange-traded funds (ETFs). These securities are in an account held with Copper Financial Network, LLC (Copper Financial). Copper Financial typically charges a brokerage commission or other transaction fee for each transaction executed.

Disclosures

Check the background of Copper Financial and your financial professional on FINRA's BrokerCheck.

UNFCU Advisors LLC (“UNFCUA”) is a wholly-owned subsidiary of United Nations Federal Credit Union (UNFCU). For information about UNFCUA — including information pertaining to its registration status — or to request a Form ADV disclosure brochure, please contact UNFCUA or refer to the Investment Adviser Public Disclosure website (adviserinfo.sec.gov). Investments are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of UNFCU or UNFCUA, and may involve investment risk, including possible loss of principal.

UNFCU does not provide investment services. Investment services such as advisory and brokerage services are provided by third party investment providers. Please note that representatives of third party investment providers are not affiliated with or employed by UNFCU or UNFCUA. The third party investment providers pay a fee to UNFCU for connecting them with our members.

Securities and advisory services offered through Copper Financial Network, LLC (“Copper Financial”), a broker-dealer and SEC registered investment adviser. Member FINRA/ SIPC. United Nations Federal Credit Union (“UNFCU”) has contracted with Copper Financial to make non-deposit investment products and services available to its members. Representatives are registered with Copper Financial. UNFCU is not a broker-dealer or investment adviser and is not affiliated with Copper Financial. Copper Financial is also not affiliated with UNFCU Advisors, LLC. All Copper Financial written communications, forms, and literature are required to be in English.

Not all Copper Financial services and products, including brokerage accounts, are available in all locations. Copper Financial accounts are subject to the fees outlined in the applicable Advisory Brochure, Regulation Best Interest Disclosure and/or Brokerage Fee Schedule available here. Proof of residency, visa, or permanent resident status, and/or employment required. If your residency or status changes you may be required to close your account with Copper Financial.

Copper Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed.

For important disclosures from Copper Financial, including our Customer Relationship Summary, please click here.

Products offered by Copper Financial: are not deposits; are not NCUA NCUSIF or otherwise federally insured; are not Credit Union guaranteed; may lose value.

Copper Financial Network, LLC (“Copper Financial”) has an agreement with United Nations Federal Credit Union (“UNFCU”) whereby Copper Financial offers investment products and services to members of UNFCU that are referred to Copper Financial by UNFCU or its affiliates. UNFCU and its affiliates are not clients of Copper Financial. In exchange for the referrals from UNFCU and its affiliates, Copper Financial pays UNFCU a referral fee, which represents a portion of the commissions and fees generated from investment advisory accounts, brokerage accounts, and insurance contracts opened and maintained by members of UNFCU. The referral fee is paid to UNFCU as long as your accounts are open with Copper Financial and UNFCU and Copper Financial maintain their agreement. Contact compliance@cu.financial to obtain the specific range of the referral fee paid by Copper Financial to UNFCU. The financial professional who recommends investment products and services to you is an employee of Copper Financial and the amount of compensation the financial professional receives is determined by Copper Financial.

The payment of referral fees by Copper Financial to UNFCU creates a conflict of interest by incentivizing UNFCU and its affiliates to make referrals to Copper Financial. UNFCU receives the same referral fee from Copper Financial regardless of the type of account or investment you hold with Copper Financial.

Connect with a third party investment provider

In this article