Six ways to organize your UNFCU finances from your phone

You might imagine getting financially organized as a task that requires setting a whole day aside. In reality, there are many small steps you can take over time to better organize your finances.  

Using the secure Digital Banking mobile app, you can work toward getting organized from anywhere. Read on for positive changes you can make while waiting in line at the store or during tomorrow’s commute. 

1. Download the Digital Banking mobile app 

To start with the obvious, we know your life is mobile — your banking should be, too. With the Digital Banking mobile app, the same convenient features you know from your computer at home are available wherever you bring your smartphone. 

Download the app (Apple App Store®)

Download the app (Google Play™)

2. Organize your savings by goal 

From a child’s education to next summer’s beach vacation, we all have multiple goals worth saving for. Consider sorting these savings into multiple high-yield savings accounts with no monthly fee. This way, you can grow your money with clear visibility into how you are tracking toward each of your goals.  

Open a high-yield savings account

3. Use nicknames to distinguish between accounts  

Nicknames and color coding ensure that your accounts are immediately recognizable, while adding a bit of excitement. With each deposit into “Next Year’s Paris Trip,” you will know you are one step closer to seeing the Eiffel Tower.  

Create account nicknames

4. Let automation do some of your organizing for you  

If paying the bills is always a monthly scramble, automating the process is a great way to simplify your financial life. And with payroll deposit, you can automatically sort your income into your various accounts, including your emergency fund.  

Set up payroll deposit 

Pay US bills with BillPay 

Make a loan payment 

Make a credit card payment 

5. Stay informed using alerts  

Instead of cluttering your calendar, create an unlimited number of alerts to track your account balances, share certificate maturity dates, and more.  

Set up email or mobile account alerts 

6. Ensure your contact information and beneficiaries are up to date  

Managing important documents is a key element of staying financially organized. To ensure that important communications reach you, remember to update your personal information whenever details change.  

Similarly, reviewing your beneficiaries after life events such as marriage, divorce, birth of a child, or loss of a family member can help ensure your money goes to the right place in the future. 

Update your personal information 

View, add, or remove beneficiaries